Working Capital Ratio Calculator

Check your business liquidity and financial health.

Current Assets ($) Current Liabilities ($)

What is Working Capital Ratio Calculator?

Working capital ratio — also known as the current ratio — measures your business's ability to pay its short-term obligations with its short-term assets. It is the essential liquidity check that tells you whether your business can survive unexpected cash demands.

How to Use This Tool

1. Add up all current assets (cash, accounts receivable, inventory). 2. Add up all current liabilities (accounts payable, short-term loans, taxes due). 3. Click calculate to get your ratio.

💡 Pro Tip: Improving your working capital ratio is often a matter of collecting receivables faster or negotiating longer payment terms with suppliers. Even a small improvement can shift you from financially stressed to financially stable. Track this monthly!