SBA 7(a) Business Loan Calculator

Specialized calculator for US Small Business Administration loans.

Loan Amount ($) Interest Rate (%) Loan Term (Months)

What is SBA 7(a) Business Loan Calculator?

The SBA 7(a) loan is the US government's most popular small business financing program, offering longer terms and lower rates than conventional loans. This calculator helps you estimate your monthly repayment before you walk into a lender's office.

How to Use This Tool

1. Enter your total requested loan amount. 2. Input the SBA-negotiated interest rate. 3. Set the loan term in months (SBA 7(a) goes up to 300 months for real estate). 4. Click calculate.

💡 Pro Tip: SBA 7(a) rates are typically Prime Rate + a small markup. Check the current Prime Rate before entering your number for the most accurate estimate. Start your calculation here!